论文总字数：19076字

摘 要

ABSTRACT …………………………………………………………………………………Ⅱ

第一章 绪论……………………………………………………………………………………1

1.1 研究背景………………………………………………………………………………1

1.2 研究目的及意义………………………………………………………………………2

第二章 国际融资模式及公司治理结构…………………………………………………3

2.1 英美证券融资模式……………………………………………………………………3

2.1.1 融资模式…………………………………………………………………………3

2.1.2 企业治理结构……………………………………………………………………4

2.2 日德银行借贷模式……………………………………………………………………5

2.2.1 融资模式…………………………………………………………………………5

2.2.2 企业治理结构……………………………………………………………………6

2.3 对中国的启示…………………………………………………………………………6

第三章 中国融资模式及成因分析………………………………………………………7

3.1 中国融资模式…………………………………………………………………………7

3.2 成因分析………………………………………………………………………………8

3.2.1 外部因素…………………………………………………………………………8

3.2.2 内部因素…………………………………………………………………………9

第四章 新时代新形势下的中国企业融资……………………………………………11

4.1 后经济危机 …………………………………………………………………………11

4.2 贸易保护主义 ………………………………………………………………………11

4.3 信息化与大数据 ……………………………………………………………………12

4.4 对中国企业融资的影响 ……………………………………………………………13

4.5 企业应对建议 ………………………………………………………………………14

结语 ……………………………………………………………………………………………16

参考文献………………………………………………………………………………………17

企业融资差异的国际比较研究

摘 要

融资是企业获取资金的过程，在企业生存发展中发挥着至关重要的作用。随着市场经济的不断深化，在外部市场环境和企业内部治理结构的合力作用下，各国都形成了各有特色、符合国情的融资模式。每一种融资模式都被该国企业普遍遵循，在社会经济发展中发挥积极作用。本文将分析、比较英美证券融资模式和日德银行借贷模式及它们所对应的公司治理结构，并从中总结经验，找到进一步优化我国融资模式的途径。

中国是世界上最大的发展中国家和最大的社会主义国家。这一特殊国情，催生了我国现有的融资模式。同时，我国企业面临的内外环境并非一成不变的，每个变化都有可能引发连锁反应，继而影响企业融资。近年来，人类社会已经进入信息时代，大数据与日常生活密不可分；在经济危机后的恢复期，以美国为首的发达国家对中国竖起贸易壁垒……本文将分析我国现有的融资模式及其成因，并结合经济衰退、贸易保护主义盛行、大数据应用这三个主要因素，讨论它们可能对我国企业融资产生的影响，同时向企业提出发展建议，从而促使企业更好地利用机遇、解决问题，成为我国融资模式的不断优化的推动力。

关键词：融资差异 国际比较 对中国企业融资的影响 模式优化

An International Comparative Study of Corporate Financing Differences

Abstract

Financing is how a corporate raises funds, a process that is quite crucial in the survival and development of a corporate. With the deepening of the market economy, under the combined effect of external market environment and internal corporate governance structure, each country has formed its own unique financing model accorded with national conditions. Each financing model is generally followed by corporates in this country and plays an active role in socioeconomic development. This paper will analyze and compare the securities financing model in the UK and the US, and the bank lending model in Japan and Germany, as well as their corresponding corporate governance structures, so that lessons could be drawn to further optimize China's financing model.

China is the largest developing country as well as the largest socialist country. This special situation has given birth to China's existing financing model. Meanwhile, the internal and external environment of a corporate is changing. Each change may trigger a chain reaction that in turn affects corporate financing. In recent years, human society has entered the information age, big data is inseparable from our daily life; In the recovery period after the economic crisis, developed countries led by the United States have erected trade barriers to China… This paper will analyze China’s existing financing model and its causes. At the same time, combined with the economic recession, the prevalence of trade protectionism and the application of big data, the impact they may have on the Chinese corporate financing will be discussed. Development suggestions will be put forward to enterprises as well, so as to promote enterprises to make better use of opportunities, thus becoming the driving force of continuous optimization of China's financing model.

Key Words: Financing differences; International comparison; Impact on Chinese corporate financing；Model optimization

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