摘 要

我国是农业大国，农业一直是国民经济的重要组成部分，持续地发展农业是国家发展的必然要求。然而，近年来我国的农业发展速度缓慢，主要是因为家庭承包责任制度下农业无法形成规模，农业生产者缺乏资金投入，寻求融资困难。为了解决这个瓶颈问题，我国开始尝试引用已经在国外有较多研究的订单驱动下的农产品供应链金融模式，国外经验表明供应链金融服务在解决农业生产者融资难、融资贵等问题的同时，也能大力促进地方农业的发展。

本文主要分析了订单驱动下的农产品供应链金融的运作模式以及对这种金融模式的风险进行控制与分析。以玉米供应链为研究对象，描述订单驱动的供应链金融模式，从参与到金融模式的每一个节点出发，分析它们在该模式中起到的作用，并通过研究它们之间存在的相互关系，进一步明确在具体的金融模式中的业务流程关系。同时分析了订单驱动下玉米供应链金融模式的风险类型成因，并提出相应的改进措施。

关键词：供应链金融；订单融资；玉米供应链；风险分析

Abstract

China is a big agricultural country and agriculture has been an important part of the national economy. Sustainable development of agriculture is the inevitable requirement of the development of the country. However, Chinese agricultural development speed is slow in recent years. That’s mainly because of hardly forming the scale of agriculture in the family contract responsibility system. It is very difficult for agricultural producers to seek financing and capital investment. Supply chain finance model of agricultural product which has been studied by other countries is quoted to solve that problem.Foreign experiences show that the supply chain financial services can not been also quoted to solve the problem of agricultural producer financing, but also to promote the development of local agriculture.

This paper mainly analyzes the operation mode of agricultural products supply chain ordering finance driven and the risk control of the financial model. Taking the corn supply chain as the research object, the financial model of order driven supply chain is described. To describe the participation of each node to the financial model and analyze the role which they have played in the model, through the study of the relationship between them, the business process in the specific financial model is been further clarify described.At the same time, the causes of the risk type of the financial model of the supply chain is analyzed, and the corresponding improvement measures are put forward .

Key words：supply chain finance; order financing; corn supply chain; risk analysis

目 录

第一章 绪论 1

1.1 选题研究背景及意义 1

1.2 国内外研究现状 1

1.3研究方法与研究内容 2

1.3.1 研究方法 2

1.3.2 研究内容 3

第二章 相关理论综述 4

2.1 订单农业的相关理论 4

2.1.1 订单农业的概念 4

2.1.2 订单农业的类型 4

2.2 农产品供应链的理论基础 4

2.2.1 农产品供应链概念 4

2.2.2 农产品供应链的特点 4

2.3 供应链金融的理论基础 5

2.3.1 供应链渠道理论 5

2.3.2 委托代理理论 5

2.4 供应链融资模式 5

2.4.1 质押型融资模式 5

2.4.2 契约型融资模式 6

第三章 订单驱动的玉米供应链金融运作 8

模式与业务流程分析 8

3.1 传统玉米供应链金融现状分析 8

3.1.1 玉米供应链结构分析 8

3.1.2 传统玉米供应链金融模式分析 9

3.2 订单驱动下玉米供应链金融运作模式分析 11

3.2.1 基于农业订单的玉米供应链金融运作模式分析 11

3.2.1 订单驱动对传统玉米供应链金融的影响 12

3.3 订单驱动下玉米供应链金融业务流程分析 14

3.3.1 节点角色分析 14

3.3.2 业务流程分析 15

第四章 订单驱动下的玉米供应链金融模式 18

的风险控制分析 18

4.1 订单驱动下玉米供应链金融风险类型及其成因 18

4.1.1宏观环境风险 18

4.1.2信用风险 18

4.1.3操作风险 19

4.1.4 订单风险 19

4.2 订单驱动下玉米供应链金融的风险控制措施 20

4.2.1宏观环境风险的控制措施 20

4.2.2信用风险的控制措施 21

4.2.3操作风险的控制措施 21

4.2.4 订单风险的控制措施 21

第五章 总结与展望 23

5.1 总结 23

5.2 展望 23

参考文献 25

致谢 27